【管理类联考】备战2019年英语（二）强化练习 20
来源：学苑教育 编辑：九岁红
（2018年10月14日）
【导读】：距离2018年全国硕士研究生统一考试仅有83天，为此学苑教育教学中心为保证大家在本次考试中轻松过关，针对2019年管理类联考强化复习编辑以下复习资料，来帮助大家顺利过关。
学苑教育,专注在职管理类联考21年。
翻译部分1.
The stability of the U.S. banking system is maintained by means of supervision and regulation, inspections, deposit insurance, and loans to troubled banks. For over 50 years, these precautions have prevented banking panics. However, there have been some close calls. The collapse of Continental lllinois Bank & Trusted Company of Chicago in 1984 did not bring down the banking system, but it certainly rattled some windows.
In the late 1970s, Continental soared to a leadership position among Midwestern banks. Parts of its growth strategy were risky, however. It made many loans in the energy field, including billion that it took over from Penn Square Band of Oklahoma City. To obtain the funds it needed to make these loans, Continental relied heavily on short-term borrowing from other banks and large,30day certificates of deposit-"hot money", in banking jargon. At least one Continental officer saw danger signs and wrote a warning memo to her superiors, but the memo went unheeded .Although the Comptroller of the Currency inspected Continental on a regular basis, it failed to see low serious its problems were going to be.
翻译部分2.
Tens of thousands of 18-year-olds will graduate this year and be handed meaningless diplomas. These diplomas won’t look any different from those awarded their luckier classmates. Their validity will be questioned only when their employers discover that these graduates are semiliterate (半文盲).
Eventually a fortunate few will find their way into educational-repair shops—adult-literacy programs, such as the one where I teach basic grammar and writing. There, high-school graduates and high-school dropouts pursuing graduate-equivalency certificates will learn the skills they should have learned in school. They will also discover they have been cheated by our educational system.
I will never forget a teacher who got the attention of one of my children by revealing the trump card of failure. Our youngest, a world-class charmer, did little to develop his intellectual talents but always got by. Until Mrs. Stifter.
【辅导报班电话】：400－621－8199
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2019学苑教育答案1：美国银行体系的稳定性是通过监督、调节、审查、存款保险以及向陷入困境的银行贷款等手段维持的。50多年来，这些防范措施防止了银行系统的恐慌。不过，现在出现了一些谨慎的呼吁。芝加哥的大陆伊利诺斯银行与信托公司1984年的倒闭没有破坏美国的银行体系，但是它肯定造成了一些恐慌。
20世纪70年代晚期，大陆银行发展迅速，成为美国中西部地区银行系统的佼佼者。不过，该银行的部分发展策略具有冒险性,它在能源领域发放了许多贷款，其中包括它从俄克拉荷马市的PSB借贷 的10亿美元。为了获得发放这些贷款所需的资金，大陆银行主要依赖从其他银行的短期借贷以及大量的30天存单，用银行系统的行话来说就是“游资”。至少一名大陆银行的官员觉察到了危险的迹象，并且向其上级递交了一份警示备忘录，但是，这份备忘录没有引起重视。虽然通货监理部门按照惯例审查大陆银行，但是它没有意识到该行的问题将有多么严重。
2019学苑教育答案2：成千上万18岁的学生将于今年毕业，但他们获得的文凭毫无意义。这些文凭跟他们那些比较幸运的同学所获得的文凭没有什么区别。只是在雇主发现这些人是半文盲时，才会对这些文凭的有效性产生疑问。
最终，一些幸运者会进教育维修铺学习——也就是成人读写能力课程，就像我执教的语
法和写作基础课程。在那里，那些为获得相当于大学毕业生文凭而读书的高中毕业生和高中
肄业生要学习本应在中学学习的技能。
我永远忘不了一位教师，她通过打出不及格的王牌引起我的一个孩子的注意。我最小的
孩子非常可爱，根本没怎么发展自己的智能，但总能蒙混过关。直到丝蒂福特女士的到来。
谨请期待学苑教育即将推出的：
