Passage 4
Banks are not ordinarily prepared to pay out all accounts; they rely on depositors（储户）not to demand payment all at the same time. If depositors should come to fear that a bank is not safe, that it cannot pay off all its depositors, then that fear might cause all the depositors to appear on the same day. If they did, the bank could not pay all accounts. However, if they did not all appear at once, then there would always be enough money to pay those who wanted their money when they wanted it. Mrs. Elsie Vaught has told us of a terrifying bank run that she experienced. One day in December of 1925 several banks failed to open in a city where Mrs. Vaught lived. The other banks expected a run the next day, and so the officers of the bank in which Mrs. Vaught worked as a teller had enough money on hand to pay off their depositors. The officers simply told the tellers to pay on demand. The next morning a crowd gathered in the bank and on the sidewalk outside. The length of the line made many think that the bank could not possibly pay off everyone. People began to push and then to fight for places near the tellers’ windows, The power of the panic atmosphere was such that two tellers, though they knew that the bank was quite all right and could pay all depositors, drew their own money from the bank. Mrs. Vaught says that she had difficulty keeping herself from doing the same.
46. A bank run happens when ____.
[A]a bank is closed for one or more days
[B] too many depositors try to draw out their money at one time
[C]there is not enough money to pay all its depositors at one time
[D] tellers of a bank take their own money from the bank
47. The tellers in Mrs. Vaught’s bank were told to _____.
[A]explain why they could not pay out all account
[B]pay out accounts as requested
[C]make the depositors believe that the bank was stand
[D] pay out money as slowly as possible
48. Which of the following did Mrs. Vaught say?
[A]She knew that the bank was not sound.
[B]She feared that too many depositors drawing their money would close the bank.
[C]She was not able to draw out her money.
[D] She was tempted to draw out her money.
49．From this passahe ，we can infer that the banks _____.
[A]are always ordinarily prepared to pay out all accounts
[B]rely on depositors not to demand payment all at the same time
[C]can pay off all its depositors at the same time
[D]are always have enough money to pay out all accounts
50. According to the passage, the actions of the depositors of Mrs. Vaught’s bank were affected mainly by the _____.
[A]ease with which they could get their money
[B]confidence that Mrs. Vaught showed
[C]failure of several other banks to open
[D] confidence shown by other depositors of the bank
Questions 51-55 are based on the following passage.
Passage 5
Personal computers and the Internet give people new choices about how to spend their time.
Some may use this freedom to share less time with certain friends or family members, but new
technology will also let them stay in closer touch with those they care most about. I know this from
personal experience.
E-mail makes it easy to work at home, which is where I now spend most weekends and evenings.
My working hours aren’t necessarily much shorter than they once were but I spend fewer of them
at the office. This lets me share more time with my young daughter than I might have if she’d been
born before electronic mail became such a practical tool.
The Internet also makes it easy to share thoughts with a group of friends. Say you do something
fun see a great movie perhaps-and there are four or five friends who might want to hear about it. If you call each one, you may tire of telling the story.
With E-mail, you just write one note about your experience, at your convenience, and address it to all the friends you think might be interested. They can read your message when they have time, and read only as much as they want to. They can reply at their convenience, and you can read what they have to say at your
convenience.
E-mail is also an inexpensive way stay in close touch with people who live far away. More than a few parents use E-mail to keep in touch, even daily touch, with their children off at college.
We just have to keep in mind that computers and the Internet offer another way of staying in touch. They don’t take the place of any of the old ways.
51. The purpose of this passage is to ________.
[A]explain how to use the Internet
[B]describe the writer’s joy of keeping up with the latest technology
[C] tell the merits(价值) and usefulness of the Internet
[D] introduce the reader to basic knowledge about personal computers and the Internet
52. The use of E-mail has made it possible for the writer to ________.
[A]spend less time working
[B] have more free time with his child
[C] work at home on weekends
[D] work at a speed comfortable to him
53. According to the writer, E-mail has an obvious advantage over the telephone
because the former helps one ________.
[A] reach a group of people at one time conveniently
[B] keep one’s communication as personal as possible
[C]pass on much more information than the later
[D] get in touch with one’s friends faster than the later
54．The Internet also makes it easy to ________.
[A]Keep your own information
[B]share thoughts with a group of friends
[C]communicate with your boss
[D] watch movies at home
55. The best title for this passage is ________.
[A]Computer: New Technological Advances
[B] Internet: New Tool to Maintain Good Friendship
[C]Computers Have Made Life Easier
[D] Internet: a Convenient Tool for Communication
